How to Play Caribbean Hold’em Poker
If you’re ready to claim your winnings and hold ‘em, you’re in the right place. Caribbean Hold’em is the tropical cousin of Texas Hold’em, where you face off against the dealer instead of other players.
Unlike Caribbean Hold’em Poker’s other close cousin, Caribbean Stud Poker, you get five community cards to build the best poker hand in this game, making strategy a bigger part of the fun.
Whether you’re here to bet ‘em big with a killer strategy for Caribbean Hold’em or just dip your toes in the water and learn how to play, we’ve got you covered like a beach umbrella. Let’s shuffle up and tell you the deal.
What is Caribbean Hold’em?
Caribbean Hold’em Poker has the poker essentials, like hole cards, community cards, and hand rankings, but swaps out the cutthroat competition for a head-to-head match against the dealer. You play it at online casinos, and it’s not quite like Caribbean stud poker, where you’re stuck with just five dealt cards, and it’s not draw poker, where you can trade up.
Instead, it’s one of the more dynamic table games where you use two hole cards and three community cards to build your best poker game hand, mixing poker strategy from five-card stud poker but with the simplicity of blackjack.
Gameplay & Basic Rules
Hold ‘em tight! These are the rules and play-by-play of how the game flows like the waves of the sea.

Place Your Ante Bet
Before the cards hit the felt, you’ll need to place your ante bet. The ante wager is your initial bet to start the game.
Progressive Side Bet
If you’re feeling lucky, now is the time to opt into a side bet for a shot at a massive progressive jackpot before the cards are dealt. This side bet is separate from the main game and pays out if you land a strong hand like a royal flush or straight flush.
Dealing The Cards
Once the bets are in, the cards are dealt. You’ll receive two hole cards face up, while the dealer gets two face down. Then, three community cards hit the table face up, known as the “flop.”
Call Bet (or Fold)
Now, it’s decision time: make the call bet for double your original wager (this is called a “raise” when you play Caribbean Hold’em online) or fold. If the player calls, they stay in the game. But if you fold, you give up both your cards and the ante bet.
Turn & River
Next, the dealer reveals the turn and river cards, which are fancy lingo for the fourth and fifth community cards. This is your last chance to form a winning hand. Maybe that flush draw comes through (fingers crossed), or your Ace-King pairs up for the win (pretty please). Once the final cards are out, it’s showdown time.
Best 5-Card Hand
Once all the cards are out, it’s time to build your five-card poker hand using your two hole cards and the five community cards. If you and the dealer have the same hand, it’s a push, also known as a dealer tie. Otherwise, you win if your hand beats the dealer’s.
Dealer Qualifies
To keep things fair, the dealer must meet a minimum hand strength before the showdown, known as the dealer’s qualifying hand. If the dealer qualifies with at least a pair of fours or better, your hands are compared. If the dealer does not qualify, your ante bet pays 1:1, and the call bet is returned.

Winnings Paid
Once the winning hand is determined, the bet payouts are dished out. If the player wins, the call bet pays even money, and the ante bet follows the hand payout odds in the pay table. If the dealer wins, you lose both the ante and the call bet. Your exact payout depends on how your hand stacks up against the dealer’s rank.
Progressive Payouts (if applicable)
Some versions of Caribbean Hold’em are jackpot table games, meaning you can opt into the progressive jackpot with a special progressive jackpot side bet before the cards are dealt. In that case, a jackpot straight flush pays the highest prize, while other strong hands earn payouts based on the pay table.
How to win at Caribbean Hold’em?
The right Caribbean Hold’em strategy can lower the house edge and help you beat the dealer.
- Always call with a pair or better: Any pair beats most dealer hands, so folding a made hand is a mistake.
- Call with strong draws: Optimal strategy says that calling is often profitable if you have four cards to a flush or straight. The odds of hitting your draw are worth the bet.
- Fold weak hands that don’t connect with the flop: If your hole cards miss the flop entirely (like 7-2 offsuit on a K-Q-J board), folding is the best move.
- Beware of low unpaired hands: Hands like 8-4 offsuit rarely improve, so folding them early saves money.
- Know when the dealer might not qualify: If the board is weak (low, unconnected cards), there’s a chance the dealer won’t meet the qualifying threshold. This means you’ll at least get your ante paid out.
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Calling & Folding
Every hand comes down to a choice: call and see more bets, or fold and cut your losses. If your cards don’t connect with the flop, a smart player folds to avoid throwing in an additional bet. But if both hands tie, bets push, and you live to play another hand.
Caribbean Hold’em Side Bets
In most casinos, the only side bet in Caribbean Hold’em poker is the progressive jackpot side bet. This will cost you $1 per round. You take the whole pot if you get a royal flush or a portion if you form another strong poker hand, like a straight flush or four of a kind. However, it increases the house edge, so use it sparingly.
Caribbean Hold’em Odds & Payouts
Your payouts depend on your final five-card hand. If the dealer has a pair of fours or stronger and your hand wins, your ante bet is paid as follows:
- Royal flush: 100:1
- Straight flush: 20:1
- Four of a kind: 10:1
- Full house: 3:1
- Flush: 2:1
- Straight, three-of-a-kind, two pairs, one pair, and high card: Even money (1:1)
If the dealer doesn’t qualify, you win even money on your ante bet, and the call bet is returned as a push (which, BTW, is what sets Caribbean Hold’em apart from Casino Hold’Em). In a dealer tie, when the dealer qualifies, both your ante bet and call bet push, and your wager is returned.
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Practice With Demo Play at Cafe Casino
If you’re ready to play Caribbean Hold ‘Em but not quite ready to stake real money, try it in demo mode first. Many online casinos, including Cafe Casino, let you play Caribbean Hold’em Poker in Practice Play for free, so you can test strategies without risking your bankroll. Switch over to Real Play to play for the progressive jackpot and keep your winnings as soon as you get the flow.
Caribbean Hold’em Poker gives you the strategy of casino poker with the simplicity of a table game, plus a shot at a progressive jackpot. Play this tropical version of Casino Hold’Em now at Cafe Casino for your chance to beat the dealer, start your cash piles, and stack ‘em up.